the bottom line is they can’t give something away to someone with out first taking it away from someone else!

Yesterday at 3:38pmChris Vining Key word is “in” the plan! If me as a small business owner am forced to have insurance, people will get let go! There is only so much money to go around. Therefore by electing NOT to enroll I get penalized either way it “costs” me money! With more small businesses closing doors everyday there is NO way this can help out anyone. Who pays for this…we all do and in turn no one wins!
Yesterday at 3:46pmByron Wilson what u guys are missing that in millions of people who cant get emploeed now to get benefits. Has nothing to do with poor and rich. I did apolicy friday for a 57 yr old man a 55yr old woman and their daughter 1600 a month, because they have preexistings. Their insurance payment is more than their mortgage. Kim isnt going to be able to get …
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indvidual insurance after she has the baby because she takes a blood thinner while pregnant. Most carriers auto declin at minimum one year wait period. So what do I do at that point pay 600 for cobra, take another job with no pay just to get benefits, or roll the dice again like i did and 07 went 7 days with out insurance 90 k in bills.
Yesterday at 3:57pmByron Wilson Chris big business are now cost shifting benefits to the employees now where in some cases their portion of their policy is 3 and 4xs what they were. Now you have people making 400 plus less dollars a month because their companies are cost shifting. The only real fix is for people to get healthier, but if the government got involved with that we would really be socialist. Something had and has to be done i think its a step in the right direction.
Yesterday at 4:01pmChris Vining Byron I’m gonna leave this alone cuz i like you. But trust me you are wrong, this hurts everyone in the long term. You cant spend what you dont have bottom line.
Yesterday at 4:05pmByron Wilson They said the samething about medicare/caid in the 60’s and social security, and for the matter even the civil rights movement what scrutinized heavily when there was changed. All those programs in the long run turned out ok. Any change is gonna make us all uncomfortable im just saying look at the good in it.
Yesterday at 4:26pmChris Vining What is happening is we are asking the government to provide health care! The bill basically says you must provide more coverage than whats being provided today but do it at a lower cost and everyone in america must buy it! HOW!!!!
If you provide more coverage at a lower cost which doesn’t work, healthcare will eventually be decided on by age and…
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condition and NO one wants that!
Health Insurance should be a private market where you can buy the health coverage you need at a price you can afford. This is the same way we buy auto insurance. We don’t need the government telling us what to have and not have! Gimma a break! It’s not health care reform we are against….it’s this Health Care Reform Bill! There are alternatives!

Yesterday at 5:11pmMichael Mcqueen Byron………. Have you ever been to a VA hospital? If you have, you certainly don’t want the government running your health care(also look at the US Postal service). I have been in the military for 9 years, i have never seen the same doctor more than once my whole career. The reason this health care bill angers me the most is because how the hell…
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can the government just take over the free market like it has. First its Health Care, then its food, etc………. This is just another example of big brother…..
Yesterday at 7:47pmMichael Mcqueen Also, did you say social security and medicare was in good standings? Byron do some research before you post nonsense…. Read this article
Yesterday at 7:57pmMichael Mcqueen http://news.yahoo.com/s/ap/us_social_security_ious
Yesterday at 7:57pmByron Wilson I didn’t say good standing. But do u think wed be better off if it never existed. And its not the goverment proving healthcare. Its the goverment making sure everyone can get insurance. Big difference. 32 million americans are inelgible for health insurance curently. So meds are unaffordable. Anda trip to the hospital will equal bankruptcy
Yesterday at 8:28pmMorganand Kirsten Moran http://www.healthinsuranceforum.net/health-insurance-reform/
Yesterday at 8:40pm · Byron Wilson Also I’m not saying the governmant should provide the health care just make sure every1 can get it. I worked a job an entire yr where I made no money just to get benefits to help with my wifes surgery a 5 hr outpatient surgery for 37gs. It was better 4 me to make no money and get insurance then make money and pay a 37k medical bill. Not to mention…
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the reason she didn’t have insurance was cuz there was a 7 day gap where we didn’t have insurance for her becuz she was uninsurable because she took a blood thinner while pregnant.
Yesterday at 8:42pmChris Vining If your intent was to stir something up them mission acomplished, but u are very misinformed. This is not the way for those people to get health insurance at the expense of America? Cmon Byron I know u know better than that. There is no $$ to pay for this and u have to realize this, there is nothing. If u are in a small business and are in favor of…
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this you are either not a good business man cuz government in your business and telling you how to run and what to fo is horrible for all involved. Do some more research you cant win this argument, trust me!
Yesterday at 8:49pmMichael Mcqueen Who knows, but there wont be any social security money when we reach that age. The government already assists people with getting health care, its called medicare/medicaid. Just because they lower insurance cost, doesn’t mean the price of the medications are going anywhere. So that means the cost of this medicine is going to be pawned off to me and…
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you. Personal responsibility has to come into effect somewhere. If i want to drive a car, i pay for insurance, same thing should be applied. I see people that drive cars 10 times better than mine, do you want the government to step in an even the playing field for that also? I don’t see the hospitals turning people around because they don’t have insurance. I’m sure Illegal immigrants are in the ER every day.
Yesterday at 8:52pmMorganand Kirsten Moran You are exactly correct Michael Mcqueen. The utilization of health plans will not go down. The cost of healthcare will still increase at the same pace. The government is cost shifting this expense to the private markets. The only way healthcare costs can decrease….Americans are mandated to not eat sugar, fast food, exercise an hour a day, and…
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have a healthy lifestyle. 70% of all medical claims are preventable. Obesity and Smoking are the two largest drivers of cost. How about we ban tobacco and outlaw fast food?
Yesterday at 8:59pm · Byron Wilson I know everything in the bill isn’t great, but at the end of the day proving insurance for middle class family’s who have people that the private market considers uninsurable it a major plus. At the end of the day i think the good from that piece alone out weighs the negative.
Yesterday at 9:23pmChris Vining That’s great middle class get health insurance and we all pay! What’s wrong with that picture! Hopefully small business owners can survive this administration till they can be voted out and some of the other options are reveled that are better for all America.

http://www.usnews.com/blogs/mary-kate-cary/2010/03/19/obamas-healthcare-reform-is-bad-for-small-business.html
Yesterday at 9:40pmByron Wilson We all pay for it now anyway. As well as people who do nonthing. Right now people who do absolutely nothing get better healthcare than people who work hard everyday. Not everybody but id say atleast half of the 32 33 million people with out health insurance would pay for it if it was available to them. And now its going to be and they are going …
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to pay for it and so is everyone else. Chris whats the other option, leave it like it is? regulate how much doctors can charge and how much prescriptions cost?Either one of those probably result in lack of quality. I think somethings better than nothing.
Yesterday at 9:55pmChris Vining We don’t pay anything like we will. There are several other options out there that would work, this is not it. Its too bad that you’ll have to find out the hard way why this is bad for everyone!
Yesterday at 10:03pmMichael Mcqueen Massachusetts already has state wide health care, how about you ask them if they like it.

http://www.gohealthinsurance.com/blog/coverage/entry/201003011

http://www.patientpowernow.org/2010/03/03/massachusetts-insurance-premiums-obama-care/...
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Im all in for getting everyone Health Care in the US. But this bill is not the one. Did you know they are taxing tanning salons 10 % just for health care reform? They can start overhauling our system by allowing Americans to buy drugs from other countries other than Canada. Medication prices are drastically reduced when you start looking overseas.
Yesterday at 10:20pmByron Wilson Here is something for those who oppose to look at..

http://squashed.tumblr.com/post/461043647/updated-pros-and-cons-of-the-healthcare-reform-bill
46 minutes ago

Allen Taylor

Recently, as they contemplated retirement, the couple reevaluated their insurance needs. They were surprised to discover that their insurance coverage was inadequate. How could this be? The answer, in a word, is inflation.

Because inflation affects purchasing power, it may also affect life insurance needs. For couples like Brenda and Jake, inflation means that life insurance coverage that was adequate years ago may now be insufficient. With this in mind, consider three of the more common uses for life insurance proceeds that may be affected by inflation:

Paying Off Your Mortgage. Like all markets, the housing market may experience upturns and downturns, but in general, home values tend to rise over time. In addition, greater employment opportunities, dual income households, and changing family dynamics have prompted many families to move or upgrade their homes. If you have recently moved, purchased a larger home, or remodeled your home, you may consider increasing your life insurance to help cover larger mortgage obligations in the event of an untimely death.

Funding Future College Expenses. If you are planning on sending your children to college, you may be concerned about the rising costs of higher education. Compared to the previous year, the average annual cost of tuition, fees, room, and board for the 2008–09 academic year increased over 5% at private and public four-year colleges (The College Board, 2009). To be prepared for these increases, be sure to factor inflation into your college savings strategies. In addition, have a contingency plan in the form of adequate life insurance to help provide protection in the event of your death. Review your plan periodically, and consider increasing your coverage to reflect the anticipated future cost of higher education.

Maintaining Your Family’s Standard of Living. Everyday costs associated with maintaining your family’s lifestyle, such as groceries, clothing, gas, family vacations, and medical expenses, are greatly affected by inflation. If your life insurance needs calculations are based on your current income and today’s cost of goods and services, your family may not have enough to cover the future costs of these expenses in the event of your death. For a comprehensive insurance strategy, include an assessment of both your current and future needs, as well as objectives, to help your family maintain their standard of living.

Future Projections

Determining current life insurance needs is important, but projecting how much coverage you may need in the future requires you to pay careful attention to inflation and how it can affect your lifestyle. Plan to set aside time annually to help ensure that your life insurance program is keeping up with inflation.