Oregon Overview

Top 10 Largest Cities

April 8, 2011

Oregon State is located on the Pacific Coast in the Pacific Northwest region of the United States. The State shares its boundaries with California on the South, Washington on the North, Idaho on the East and Nevada on the Southeast. Oregon was the 33rd state to join the union and Salem which is the capital of State is the third most populous city in US. With 77.8 years life expectancy, Oregon State is ranked at number 17 in the list of life expectancy. Oregon residents have several types of life insurance to choose from such as Term Life Insurance, Whole Life insurance, Universal Life Insurance, Variable Universal Life Insurance and Survivorship Life insurance.

There are many insurance companies operating in Oregon. If you are opting for Oregon life insurance coverage for the first time and do not have an idea of the factors that affect the premium, then it is essential that you learn about them in order to save money on Oregon life insurance.

• Buy insurance coverage at young age:

  If you purchase insurance coverage at young age, you can benefit from the low premiums. In term insurance coverage the premiums are high if you are older. If you consider taking whole life insurance when you are older, it will require you to make large contribution to your insurance coverage to build up a good accumulated value.

• Don not blindly believe in ratings and user reviews.

  The reviews posted are personal opinion. The opinion changes with every person as the needs of insurance coverage are different for everyone. Also the ratings given to the Oregon Life insurance companies have different elements and there is no guaranty that it will work for you.

• Select the right coverage:

  Always select the Oregon Life Insurance coverage that suits your needs. A person in his 30s or 40s ca go for 20 year term while person who is retiring can go for 10 year term.

• Check for price breaks:

  Many Oregon Life Insurance companies offer price breaks to their customers after reaching specific coverage amounts such as g., $200,000 vs. $215,000. It means customer can get same coverage by paying fewer amounts. Check for the price breaks offered by your insurer while signing up for the coverage.

• Check for billing options:

  Many Oregon Life Insurance offer 20% discount (on premiums) to customers who pay annually. They also offer discount for online payments or electronic funds transfer.

  By following the guidelines given above you can save a good amount of money on your Oregon Life insurance premiums without reducing the coverage.