When you make your shopping list, it may include a new sweater, a car, and even a new set of golf clubs.  Typically, you don’t put term life insurance on your shopping list.  While that may not an exciting item, this is a great time to look for a new term policy.   Have a Paramount consultant run you a free quote for you.  Our consultants will shop the life insurance universe and find all the best options.  We don’t want you to spend time shopping on this, so we do that for you.   We will look for lowest rates, company’s financial strength, and best underwriting practices.

It is important to have a consultant that understands which company’s underwrite the most liberally for different medical issues.   The great thing about shopping for term is that term rates are at an all-time low.  People are living longer than ever before and the average term cost has dropped by at least 5% every year for the last decade.   If you got a policy in the last few years, it would probably make sense to get a new quote.   You may be able to save money on what you are currently paying.    If you have a policy that got rated for a medical issue, it may make sense to re-apply if the condition has improved.  Also, you may want to look at other company’s that underwrite for that condition more favorably.   We want to shop for stuff you want to be shopping for and life insurance shouldn’t be a hassle.  Let us help you make the process easy and get that new set of golf clubs