Life Insurance Blog

term life and return of premium quotes
May 21st, 2009
in Life Insurance

Getting quotes on term life insurance and return of premium (rop) term life insurance is easier than ever.  It is important to make sure that you are getting the quote on the proper type of policy that you are looking for.    Through our quote engine at you can fill in your information and get a a quote within a matter of one or two minutes.  For a (rop) quote you can call us at 1-800-554-9142 or to find the most suitable policy we can offer a free consultation.

There are several things that go into selecting a policy and that includes the length of the term, whether you want money back at the end of the term, what company do you want to work with, and what are the conversion options.  If you will keep a 20 year term for only 14 years, then you paid too much and should have selected a 15 year term.   Are you better off getting (rop) or should you do a guaranteed universal life as it will be permanent or do you want to have a whole life plan?   These are the different options and it can seem confusing and that is why we feel it makes sense to get a consultation with one of our licensed agents.  We can help you navigate through the quote process and also be the best estimators of your underwriting rating.   For example, if you receive a quote that is overly optimistic or with a company that underwrites poorly for certain circumstances you could be in for a negative surprise when you apply.

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